This survey has been sponsored by Graydon UK, one of the leading credit reference agencies specialising in credit risk management. The company provides credit reports and ratings on businesses in more than 130 countries.

All responses will be completely confidential and the only use of the email address you provide will be to allow us to contact your business if you are one of the 5 winners of in our prize draw for vouchers of £50 for M&S or the equivalent sum donated to a charity of your choice. We may also wish to contact you about any beneficial press or PR coverage that comes out of this research.

The questionnaire should only take a few minutes to complete.

1.	Which of the following would you consult for financial advice? (please select all relevant)
	Bank manager
	Accountant/auditor
	Financial consultancy/specialist
	Business Link
	Chamber of commerce
	FPB/professional members' group
	Internet
	Other

	Other (please state)

2.	How often do you seek professional financial advice?
	Quarterly or more regularly
	2 to 3 times a year
	Once a year (separate from audit)
	Only when the accounts are being drawn up
	Never
	Do not know/On an infrequent basis

3.	If you have not seen your accountant/bank manager in the last 12 months, what are the reasons for this? (please select all relevant)
	It is too far to travel to meet him/her
	He/she is never available
	Lack of faith in his/her knowledge of my business
	I am too busy/do not have the time
	I have received poor advice in the past
	It is too expensive
	I do not feel that I need it
	Other

	Other (please state)

4.	On what services do you usually seek professional financial advice?
	Business planning
	Lease financing
	Overdraft facilities
	Loan facilities
	Asset finance
	Credit management
	Other

	Other (please state)

5.	How would you rate the provision of financial advice for your business?
	Very good
	Good
	Poor
	Very poor
	Do not know

6.	What prompts you to seek professional financial advice? (please select one only)
	I seek advice regularly
	Events/only in a crisis situation
	When my adviser contacts me
	When I think it is necessary
	Other

	Other (please state)

7.	How has your use of financial advice changed over the last 12 months, as a result of the current economic situation?
	Increased
	Decreased
	Stayed the same

8.	How do you expect it to change over the next 12 months, based on the current predictions related to the economic climate?
	Increased
	Decreased
	Stay the same

9.	Please add any additional comments that you feel would help us as we look at what financial advice is available for small businesses

Thank you for participating in this research. The following questions are to provide profiling information and to enable us to contact you if you are one of the winner of the prize draw or would like to be contacted for PR/press reasons.

10.	How many people do you employ? (please select one only)
	None, it is just me
	Fewer than 5 employees
	5 to 9 employees
	10 to 49 employees
	50 employees or more

11.	Which of the following industries best describes your business? (please select one only)
	Manufacturing
	Construction or utilities
	Wholesale, retail and repair
	Hotels and restaurants
	Transport, storage and communication
	Business services
	Education and health
	Personal services

12.	For how many years has your business been operating?
	Fewer than 3 years
	3 to 9 years
	10 years or more

13.	What is your email address? (an email address is required to be eligible for the prize draw)

14.	Would you like your email address to be used for the following reasons? (please select the most relevant response(s))
	I would like a copy of the research
	I would be prepared to talk to the press on this subject
	I do not want to be contacted unless I win the prize draw