Card processing
The FPB and Accept Cards Ltd are working together to offer our members discounted rates for taking payments by credit and debit card.
 
Accept Cards Ltd has access to the lowest processing rates through its independent relationships with the UK's acquiring banks. So, even if you already take payments by card, you could still save money with our great rates.
 
Purchasing Director - Your EfficiencyYou must be a full member of the FPB to use this service, which is available as part of our Purchasing Director business solution.
 

The future is plastic

 
In today's increasingly cashless society, your business can lose hard-won customers if you cannot accept payments by card.
 
Spending on plastic increased to £360 billion in 2008, with over 65% of retail transactions completed by card. The average person holds four cards with over 140 million credit and debit payment cards in issue.
 
The ability to accept payment in-store, over the phone, by post and via the internet allows your customers to choose how they purchase from you.
 
It enables you to accept all major credit and debit cards as well as, if your customer base requires it, the possibility of accepting American Express and Diners Club. This flexibility can help you grow your customer base, offer greater choice and improve your cash flow.
 
Discover how much you could save on your current card rates -
use our card processing savings calculator and start making savings today!

Summary of benefits

    • Members of the FPB already accepting cards make an average saving of 30% on existing processing cost, with no joining fees (typically £150-£200) for switching acquiring bank*
    • Members of the FPB new to cards make an average saving of £465**
    • Low rates for cardholder-not-present transactions
    • Options available with a nil minimum monthly service charge
    • Independent advice on all areas of card processing and choice of processing banks
    • Option of terminals available (static, portable, fully mobile) with flexible rental terms.
"Thanks to the Forum of Private Business and Accept Cards Ltd we feel much more secure because we don't have to carry around bundles of cash. It is also a more efficient way of taking and receiving payments and one that customers really appreciate. 
 
"The terminal actually pays for itself. Unlike with most other providers you don't have to pay for it for 12 months, so we can use the facility flexibly to get the most out of seasonal trade."
 
- Samantha Jordan, T & F Walsh Potato Merchants
 
Click here to view the current card processing rates and terms.
 
Click here to read our frequently asked questions on card processing.
 
Find out more
 
Choose the option that is most convenient for you:
  1. Call the FPB's member helpline on 0845 130 1722.
  2. Email your question or contact information to cards@fpb.org and we will respond on the next working day.
  3. Complete the short form below and you will be contacted as soon as possible.
* Saving based on typical joining fees and average % reduction for a typical business already accepting card payments.

** Saving based on first year, new-to-cards business, with transaction levels up to £50k, with £25k on debit card and £25k on credit cards, compared to acquiring banks standard rates. Average set up fees £40 compared to typical £150 - £200.

Accept Cards Ltd is a registered Independent Sales Organisation fully licensed by Mastercard and Visa International as a Member Service Provider.
Acquiring banks reserve the right not to open a card processing facility.

Click here to view our disclaimer
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