Enhanced legal expenses insurance

Legal expenses insurance and advice from our legal advice helpline

 
Members can upgrade their legal expenses insurance to include the following additional areas of cover:
  • Tax protection - aspect enquiries
  • Contract disputes
  • Debt recovery
  • Restrictive covenants
  • Motor disputes
  • Insolvency fees
Contract disputes
Costs incurred in a dispute with a customer or supplier in respect of a contract.
 
Debt recovery
Costs incurred in a dispute with a customer in respect of an uncontested debt that arises from the sale or provision of goods or services.
 
Restrictive covenants
Costs incurred in the pursuit of legal proceedings against an employee or former employee who is in breach of restrictions contained within a written contract of employment.
 
Motor disputes
Costs incurred in the pursuit or defence of legal proceedings between you and a customer or supplier in respect of a contract for the sale, purchase, hire, lease, hire purchase, service, repair or test of a motor vehicle which you own.
 
Insolvency fees
Covers the fees of an insolvency practitioner acting as an insolvency office holder who has been appointed following the insolvency of yourself where there are insufficient assets to meet such costs.
 
Tax protection - aspect enquiries
Extends the cover provided by the standard legal expenses insurance policy to include professional fees incurred in defence of an HMRC investigation into one or more specific aspects of the insured's self-assessment tax return. The extension also allows the insured to choose whether they are represented by their own accountant (subject to insurers' acceptance) or by Qdos in the event of a tax enquiry.