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What is alternative finance? Alternative finance is a catch-all term encompassing a range of emerging and lesser known lending options. Research from Touch Financial has revealed that most small businesses aren't aware of alternative sources of finance. Not surprising when 80% of businesses whose applications were rejected by a bank said they were not given any information about alternative funding sources. While another piece of research, from BDRC Continental, suggests that businesses are bypassing banks altogether, often funding themselves, though this may not be a sustainable long-term option. Who is alternative finance suitable for? There is no 'one size fits