Enterprise Finance Guarantee

Under the Enterprise Finance Guarantee (EFG), the Government guarantees lending to viable businesses to ensure that they can get the working capital and investment they need, where a sound proposition may otherwise be declined due to a lack of security. The EFG can be used to cover: new term loans of between one and ten years; existing lending where lenders might not otherwise refinance the debt; conversion of part or all of an existing utilised overdraft into a term loan in order to release capacity in the overdraft to meet working capital requirements. This is conditional on the lender being prepared

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