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Recent floods across the country are a reminder that our businesses and our livelihoods are often at the mercy of the elements. With 5.2 million properties – that’s one in six – in the UK at risk of flooding, businesses need to take adequate preparation to minimise the risk to their premises and have an effective plan to stay in business if disaster strikes. In an average year, in England alone, Defra and the Environment Agency put the cost of flooding to businesses at £401 million. As a business, it is law to have a fire management plan in place,