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From the 1st January 2015, as a member of the Forum, you’re covered by a leading insurance policy which has been negotiated to provide your business with comprehensive protection against the most common legal pitfalls experienced by small businesses. It is supported by a helpline backed by one of the UK’s leading law firms. The insurance policy contains 12 sections of cover, which are summarised below. There is a £50k limit per section of cover*, no limit on the number of claims and no excess per claim. Full policy wording can be found here. Employment disputes Representation costs incurred in