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This week sees the first major contribution of that positive move, a damning report alleging a very specific banking mis-practice of channelling businesses towards expensive and unnecessary 'turnaround' services. These services, rather than helping businesses to restructure, have contributed instead to their continued dependency on banks and in some cases insolvency. It is the latest in a catalogue of exposed practices that suggest it isn't just lending that's the problem, it's the whole relationship between banks and business. The financial meltdown of 2008 exposed that most bank lending to individuals and businesses in the UK had a property element, with